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Folio – Your Smart Saving Money Goals Buddy

saving goal app

Money doesn’t come easy to our itching palms. Does it? We put in our very best efforts to earn each and every penny. That being said, we also proclaim ourselves as individuals with significant passion to save. Saving money is easier said than done. We end up spending too much and saving too little. It undoubtedly takes monumental efforts to get ourselves into the ‘smart saving’ category. Folio is a mobile application that lets you to create shrewd and sound financial saving projects, thereby making you well endowed with the necessary financial acumen.

About Folio

This smart mobile savings application calls itself Smart Financial Buddy’. Folio lets its users create intelligent saving project with effortless ease. What all a user has to do is to select his/her target saving’s amount and assign an end date. Subsequently, he/she has to choose the savings frequency which can be either daily, weekly or monthly. This smart financial buddy will collect the necessary money from the user and add it to his/her project. Thanks to Folio, your savings will be in line with your expectations. To all intents and purposes, Folio will be available as a free download on the iOS app store. Once it makes its wonderful entry into iOS app store, Android version shall be released. And yes, Folio is currently available in the UK & Northern Ireland.  It shall be launched in additional currencies and countries soon.  By the way, it is worth mentioning that this startup was founded on September 1st, 2015.

Modus Operandi of Folio

Here is how Folio works:

  • Save Smoothly

Create a Savings Project, select the amount you’d like to save, and the date you need the money by.  Based on your selection of daily, weekly, or monthly payments, Folio will automatically debit the money from your current account.

  • Stay in Control

When a Savings Project concludes, Folio will automatically send the money back to your current account. It is a well-known fact that life has its own share of twists and turns. Folio thus lets you to pause or cancel the auto-debit at any time, adjust the amount you’d like to save and of course withdraw your money whenever you need it.

  • Stay Connected

Invite your friends to join a Group Savings project and track your communal progress together. You can sign up for the text-message updates. Folio will diligently notify you on your progress towards your savings goals.

Why Folio?

The answer is simple- Folio is smart, safe, secure and perfectly trustworthy. In all likelihood, it colors your financial life with the most vibrant hues. Folio sends notifications in the form of emails. All the actions that a user has recently undertaken will be sent to his/her email-id. Users can do away with the fear of insecure payments as Folio uses Mango Pay, its secure payment processor. There is a mandatory 2-step verification procedure in which users have to type in their passcode and pin code. It is this extra layer of security that makes Folio foolproof.

The technical team of Folio is hell bent on implementing a robust touch-ID which serves as a notch above the routine levels of authentication. Sounds great and exciting!

Team Folio

The co-founders of Folio have had their own share of the illuminative phase of entrepreneurship. They are capable of radically transforming the way you and I save. From saving as little as £1 per day or £7 per week to £30 per month, Folio lets you save more than £1000 per month. In other words, there are no upper boundaries on how much you can save with Folio. Without further ado, let me introduce you to the masterminds of Folio:

Marvyn Halfon: He is the co-founder and Chief Executive Officer of Folio. He is an excellent travel photographer as well. He can be followed here on Twitter.

Dan Symons: He is another co-founder of Folio. He currently works as Folio’s Chief Operating Officer (COO) as well. This brilliant entrepreneur graduated from London School of Economics and Political Science. He can be followed here on Twitter.

Competitors

As Folio rightly claims that there is no other mobile first, project based savings app, the following apps can be considered its closest competitors:

  • Thanx- iPhone and Android
  • Spendometer
  • Voucher Cloud

Key Takeaway

Entrepreneurship is a package that comes with the good, the bad, the brilliant, the dull, the magnificent, the ugly, the sad, the happy, the simple and the complicated. Entrepreneurship is all about experiencing the blood and sweat of finest thoughts, ideas and ideals. Folio is one such finest initiative that can transform the lives of ordinary into extra-ordinary.

We, the members of StartupWhale, wholeheartedly wish them all the very best for the long and promising journey ahead.

 

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